This is a brief description of health insurance saying what it does and why it is important.

Essay by rackelCollege, Undergraduate May 2005

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Healthcare and Medical Planning Summary

Most people know that the cost of heath care is getting increasingly expensive,

with health insurance it makes that burden a lot less. What people don't know is how to

get heath insurance and what kind. The article, Healthcare and Medical Planning, touches

on why heatlth insurance is needed, how to get it and what it is exactly. As stated in the

article health insurance is an individual's protection against medical costs. It can be

catagerized into group heatlth insurance, hospitalization benifit plan, hospital and surgical

plan and accident and or critical illness plan. All of which can be chosen depending on

your situations financially and medically. Health insurance, although nessesary, can be

difficult to select. The article emphasizes that the fine print is always read. This will show

how much is covered, who in your family is covered and what fees are taken care of.

The reason health insurance is so important is because you will never know what

to expect. Everyday people are unexpectedly diagnoised with illness and are faced with

accidents. Care for these occurances can really rack up and be devastating to your

economical position. Reports shown in the article indicates that less than forty percent of

Malaysians have medical insurance do tho the fact that it is the last thing on their mind.

Unfortunatly unpredicted events can happen in life wich will lead you to various types of

medical attention. Instead of adding on to that disstress with bills and such with health

insurance it is one less thing to worry about.



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